My husband and I have been looking for a house that is close to a decent public school and located in a safe neighborhood. As you all know, we are only renting this house we are living right now. But last winter a big snowstorm caused some damage in the ceiling. Good thing this house have insurance and we reported it to the management so we don’t put liable for the damages. We did not have apartment renters insurance because we though we don’t need it. Since this house is roughly 100 hundred years old already, they owner and management knows that it was not out fault all the cracks and furniture damages aside from the ceiling.

The management came over last week to checked the damaged ceilings again and follow up their insurance. I was looking at the ceiling and the thought that it might fell on our kids head scares the hell out of me. We have several reasons why we decided to just buy a house in this neighborhood and one of them is the monthly rent or lease. It’s too expensive for us and if we buy a house we save like more than half of what we paid for the rent every month. So, wish us good luck guys and I hope to have this plan come true.